/* Horizon Network LLC — horizonnetworkplans.com  */
:root{
  --navy:#0e2a47;
  --navy-2:#163a5f;
  --sky:#1d7fd6;
  --sky-soft:#e7f1fb;
  --amber:#f0a500;
  --ink:#1a2230;
  --slate:#5a6473;
  --line:#dde3ec;
  --bg:#ffffff;
  --bg-soft:#f6f8fb;
  --ok:#1f7a4d;
  --err:#b23a2a;
  --radius:12px;
  --maxw:1140px;
  --shadow:0 10px 30px -16px rgba(14,42,71,.35);
  --font:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  --serif:Georgia,"Times New Roman",serif;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:var(--font);color:var(--ink);background:var(--bg);line-height:1.6;-webkit-font-smoothing:antialiased}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 22px}
a{color:var(--sky);text-decoration:none}
a:hover{text-decoration:underline}
img{max-width:100%;display:block}
h1,h2,h3{line-height:1.2;color:var(--navy)}
h1{font-size:clamp(2rem,5vw,3.1rem);letter-spacing:-.02em}
h2{font-size:clamp(1.5rem,3.5vw,2.2rem);letter-spacing:-.01em}
h3{font-size:1.2rem}
p{margin:0 0 1rem}
.eyebrow{font-size:.78rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--sky)}

/* top compliance bar */
.topbar{background:var(--navy);color:#cfe0f0;font-size:.8rem;text-align:center;padding:7px 12px}
.topbar b{color:#fff}

/* header */
header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
nav{display:flex;align-items:center;justify-content:space-between;height:66px}
.brand{display:flex;align-items:center;gap:10px;font-weight:800;font-size:1.18rem;color:var(--navy)}
.brand:hover{text-decoration:none}
.brand .mark{width:34px;height:34px;border-radius:8px;background:linear-gradient(135deg,var(--sky),var(--navy));display:grid;place-items:center;color:#fff;font-weight:800;font-size:1rem}
.brand .logo-img{height:38px;width:auto;display:block}
.foot-brand .logo-img{height:40px;width:auto}
.menu{display:flex;align-items:center;gap:6px;list-style:none}
.menu>li{position:relative}
.menu>li>a{display:block;padding:10px 13px;color:var(--ink);font-weight:600;font-size:.94rem;border-radius:8px}
.menu>li>a:hover{background:var(--bg-soft);text-decoration:none}
.menu .has-sub>a::after{content:"▾";margin-left:5px;font-size:.7rem;color:var(--slate)}
.submenu{position:absolute;top:100%;left:0;min-width:210px;background:#fff;border:1px solid var(--line);border-radius:10px;box-shadow:var(--shadow);padding:6px;list-style:none;opacity:0;visibility:hidden;transform:translateY(6px);transition:.18s}
.has-sub:hover .submenu,.has-sub:focus-within .submenu{opacity:1;visibility:visible;transform:translateY(0)}
.submenu a{display:block;padding:9px 12px;border-radius:7px;color:var(--ink);font-size:.92rem}
.submenu a:hover{background:var(--sky-soft);text-decoration:none}
.nav-call{display:inline-flex;align-items:center;gap:8px;background:var(--amber);color:#3a2a00;font-weight:800;padding:10px 16px;border-radius:50px;font-size:.95rem;margin-left:6px}
.nav-call:hover{background:#ffb71a;text-decoration:none}
.burger{display:none;background:none;border:none;font-size:1.5rem;cursor:pointer;color:var(--navy)}

/* hero */
.hero{background:linear-gradient(180deg,var(--sky-soft),#fff);padding:60px 0 50px}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center}
.hero h1 span{color:var(--sky)}
.hero .lead{font-size:1.15rem;color:var(--slate);max-width:520px;margin:18px 0 22px}
.cta-row{display:flex;gap:12px;flex-wrap:wrap;align-items:center}
.btn{display:inline-flex;align-items:center;gap:9px;font-weight:700;border-radius:50px;padding:14px 24px;font-size:1rem;border:none;cursor:pointer;transition:transform .15s,box-shadow .15s}
.btn:hover{text-decoration:none;transform:translateY(-2px)}
.btn-call{background:var(--amber);color:#3a2a00;box-shadow:0 8px 22px -10px rgba(240,165,0,.8);font-size:1.08rem}
.btn-call:hover{background:#ffb71a}
.btn-ghost{background:#fff;color:var(--navy);border:1.5px solid var(--line)}
.fee-pill{display:inline-flex;align-items:center;gap:7px;background:#fff;border:1.5px solid var(--line);border-radius:50px;padding:7px 14px;font-size:.86rem;font-weight:600;color:var(--ink)}
.fee-pill b{color:var(--sky)}
.disc-inline{font-size:.82rem;color:var(--slate);margin-top:16px;max-width:520px}

/* hero card */
.hero-card{background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:var(--shadow);padding:26px}
.hero-card h3{color:var(--navy);margin-bottom:4px}
.hero-card .sub{color:var(--slate);font-size:.9rem;margin-bottom:18px}
.hc-row{display:flex;gap:12px;align-items:flex-start;padding:12px 0;border-top:1px solid var(--line)}
.hc-row .ic{width:30px;height:30px;border-radius:8px;background:var(--sky-soft);color:var(--sky);display:grid;place-items:center;font-weight:800;flex-shrink:0}
.hc-row div b{display:block;font-size:.95rem;color:var(--navy)}
.hc-row div span{font-size:.86rem;color:var(--slate)}
.hero-card .btn-call{width:100%;justify-content:center;margin-top:18px}

/* sections */
section.block{padding:64px 0}
.bg-soft{background:var(--bg-soft)}
.center{text-align:center}
.center .lead{margin:14px auto 0;max-width:640px;color:var(--slate)}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:38px}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:24px;margin-top:32px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;transition:transform .2s,box-shadow .2s}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.card .ic{width:46px;height:46px;border-radius:11px;background:var(--sky-soft);color:var(--sky);display:grid;place-items:center;font-size:1.4rem;margin-bottom:14px}
.card h3{margin-bottom:8px}
.card p{color:var(--slate);font-size:.96rem;margin:0}

/* steps */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;margin-top:38px;counter-reset:s}
.stepc{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;position:relative}
.stepc::before{counter-increment:s;content:"0" counter(s);font-weight:800;color:var(--sky);font-size:1.4rem;display:block;margin-bottom:10px}
.stepc h3{font-size:1.05rem;margin-bottom:6px}
.stepc p{color:var(--slate);font-size:.9rem;margin:0}

/* fee callout */
.fee-box{background:var(--navy);color:#fff;border-radius:16px;padding:38px;display:flex;justify-content:space-between;align-items:center;gap:28px;flex-wrap:wrap}
.fee-box h2{color:#fff}
.fee-box p{color:#cfe0f0;margin:8px 0 0;max-width:560px;font-size:.96rem}
.fee-box .price{font-size:3rem;font-weight:800;color:var(--amber);line-height:1;white-space:nowrap}
.fee-box .price small{display:block;font-size:.85rem;color:#cfe0f0;font-weight:500;margin-top:4px}

/* compare table */
.table-scroll{overflow-x:auto;margin-top:30px;border:1px solid var(--line);border-radius:var(--radius)}
table.compare{width:100%;border-collapse:collapse;min-width:640px;font-size:.93rem}
table.compare th,table.compare td{padding:13px 16px;text-align:left;border-bottom:1px solid var(--line)}
table.compare thead th{background:var(--navy);color:#fff;font-weight:700}
table.compare tbody tr:nth-child(even){background:var(--bg-soft)}
table.compare td:first-child{font-weight:600;color:var(--navy)}

/* faq */
.faq{margin-top:30px;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden}
.faq details{border-bottom:1px solid var(--line)}
.faq details:last-child{border-bottom:none}
.faq summary{cursor:pointer;padding:18px 22px;font-weight:700;color:var(--navy);list-style:none;display:flex;justify-content:space-between;align-items:center}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-size:1.3rem;color:var(--sky)}
.faq details[open] summary::after{content:"−"}
.faq .ans{padding:0 22px 18px;color:var(--slate);font-size:.95rem}

/* call band */
.callband{background:linear-gradient(135deg,var(--sky),var(--navy));color:#fff;text-align:center;padding:56px 22px}
.callband h2{color:#fff}
.callband p{color:#dbe9f7;max-width:560px;margin:12px auto 22px}
.callband .btn-call{font-size:1.15rem;padding:16px 30px}
.callband .micro{font-size:.8rem;color:#cfe0f0;margin-top:16px}

/* content pages */
.page-head{background:var(--sky-soft);padding:46px 0;border-bottom:1px solid var(--line)}
.page-head .eyebrow{margin-bottom:8px}
.page-head p{color:var(--slate);max-width:640px;margin:10px 0 0}
.prose{max-width:760px;margin:0 auto;padding:48px 22px}
.prose h2{margin:32px 0 12px}
.prose h3{margin:24px 0 8px;color:var(--navy-2)}
.prose p,.prose li{color:#33404f}
.prose ul,.prose ol{margin:0 0 1rem 1.2rem}
.prose li{margin-bottom:.4rem}
.prose .updated{color:var(--slate);font-size:.85rem;font-style:italic}
.callout{background:var(--sky-soft);border-left:4px solid var(--sky);border-radius:8px;padding:16px 18px;margin:20px 0;font-size:.95rem}
.callout.warn{background:#fff6e6;border-left-color:var(--amber)}

/* blog */
.post-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:38px}
.post-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;transition:transform .2s,box-shadow .2s;display:flex;flex-direction:column}
.post-card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.post-card .thumb{height:140px;background:linear-gradient(135deg,var(--sky-soft),var(--sky));display:grid;place-items:center;color:#fff;font-size:2rem;font-weight:800}
.post-card .pc-body{padding:20px;flex:1;display:flex;flex-direction:column}
.post-card .tag{font-size:.72rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--sky)}
.post-card h3{margin:8px 0;font-size:1.08rem}
.post-card p{color:var(--slate);font-size:.9rem;flex:1}
.post-card .read{font-weight:700;font-size:.9rem;margin-top:8px}

/* contact */
.contact-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:44px;align-items:start;margin-top:8px}
.info-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;margin-bottom:18px}
.info-card .line{display:flex;gap:12px;align-items:flex-start;padding:10px 0;border-top:1px solid var(--line)}
.info-card .line:first-of-type{border-top:none}
.info-card .line .ic{width:34px;height:34px;border-radius:8px;background:var(--sky-soft);color:var(--sky);display:grid;place-items:center;flex-shrink:0}
.info-card .line b{display:block;color:var(--navy);font-size:.92rem}
.info-card .line span{color:var(--slate);font-size:.9rem}
form{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px}
.field{margin-bottom:16px}
.field label{display:block;font-size:.84rem;font-weight:700;color:var(--navy);margin-bottom:6px}
.field input,.field select,.field textarea{width:100%;padding:12px 14px;border:1.5px solid var(--line);border-radius:9px;font-family:inherit;font-size:.96rem;color:var(--ink);background:#fff}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--sky)}
.field textarea{resize:vertical;min-height:110px}
.frow{display:grid;grid-template-columns:1fr 1fr;gap:14px}
form .btn{width:100%;justify-content:center;background:var(--sky);color:#fff;margin-top:4px}
form .btn:hover{background:var(--navy)}
.formnote{font-size:.78rem;color:var(--slate);text-align:center;margin-top:12px}
#formMsg{display:none;margin-top:14px;padding:12px;border-radius:9px;font-size:.9rem;text-align:center}
#formMsg.ok{display:block;background:#e3f3ea;color:var(--ok)}
#formMsg.err{display:block;background:#fbe6e2;color:var(--err)}

/* sticky mobile call bar */
.callbar{position:fixed;left:0;right:0;bottom:0;z-index:200;background:var(--navy);box-shadow:0 -6px 20px -8px rgba(0,0,0,.4);display:none;padding:10px 14px;gap:10px;align-items:center}
.callbar .cb-info{flex:1;color:#fff}
.callbar .cb-info b{display:block;font-size:.86rem}
.callbar .cb-info span{font-size:.74rem;color:#bcd3e8}
.callbar a{background:var(--amber);color:#3a2a00;font-weight:800;padding:11px 18px;border-radius:50px;font-size:.95rem}
.callbar a:hover{text-decoration:none}

/* footer */
footer{background:var(--navy);color:#bcd0e2;padding:50px 0 24px;font-size:.9rem}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:30px}
footer h4{color:#fff;font-size:.95rem;margin-bottom:14px;letter-spacing:.03em}
footer ul{list-style:none}
footer ul li{margin-bottom:8px}
footer a{color:#bcd0e2}
footer a:hover{color:#fff}
.foot-brand .brand{color:#fff;margin-bottom:12px}
.foot-disc{font-size:.82rem;color:#90a8c0;line-height:1.6}
.foot-bottom{border-top:1px solid #1e3e60;margin-top:34px;padding-top:20px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px;font-size:.82rem;color:#90a8c0}

@media(max-width:920px){
  .hero-grid,.contact-grid{grid-template-columns:1fr;gap:32px}
  .grid-3,.post-grid,.steps{grid-template-columns:1fr 1fr}
  .foot-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:720px){
  .menu{display:none;position:absolute;top:66px;left:0;right:0;flex-direction:column;background:#fff;border-bottom:1px solid var(--line);padding:10px;gap:2px}
  .menu.open{display:flex}
  .menu>li>a{padding:12px}
  .submenu{position:static;opacity:1;visibility:visible;transform:none;box-shadow:none;border:none;padding-left:14px}
  .nav-call{display:none}
  .burger{display:block}
  .grid-3,.grid-2,.post-grid,.steps,.frow{grid-template-columns:1fr}
  .foot-grid{grid-template-columns:1fr}
  .callbar{display:flex}
  body{padding-bottom:64px}
  .fee-box{flex-direction:column;text-align:center}
}